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What You Need to Know About Insurance Adjusters and Your Claim

If you've been in a car accident, you'll likely be dealing with an insurance adjuster. These professionals are responsible for assessing the damage to your vehicle, determining fault, and negotiating a settlement with you. While they may seem like they're on your side, it's important to remember that their primary goal is to save their company money. Here's what you need to know about insurance adjusters and your claim.

  1. Insurance adjusters are trained negotiators. They know how to use language and tactics to get you to settle for less than you deserve.

  2. Insurance adjusters have a financial incentive to settle your claim quickly and for as little money as possible. Don't be surprised if they pressure you to accept a settlement offer right away.

  3. You don't have to accept the first settlement offer. In fact, it's usually a good idea to reject the first offer and counter with a higher amount.

  4. It's important to document everything. Take pictures of your car, your injuries, and any other evidence that supports your claim. Keep a record of all correspondence with the insurance adjuster.

  5. Don't sign anything without consulting with an attorney. Insurance companies will often try to get you to sign a release or waiver that limits your ability to seek additional compensation later on.

  6. It's okay to say no. If you feel like the insurance company isn't offering you a fair settlement, you have the right to say no and take your case to court.

Dealing with insurance adjusters can be overwhelming, but it's important to remember that you have rights. By understanding the tactics they use and being prepared, you can ensure that you receive the settlement you deserve. If you're unsure about any aspect of your claim, it's always a good idea to consult with an attorney who specializes in personal injury law.

Disclaimer: This article is for informational purposes only and should not be considered legal advice. Every situation is unique and readers should consult with an attorney for specific legal guidance.


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